How to settle medical debt with lawsuit

Date: Thu, 11/16/2017 - 21:15

Submitted by Oyster on Thu, 11/16/2017 - 21:15

Posts:
Credits:
[Donate]

I need help settling out of my medical debt. I am low income and cannot afford to pay all of it off. I am already in a lawsuit with one of the collections agencies. All together it is well under $5,000 but I cannot afford to pay off all of it. What can I do?

Total Replies: 5

If you have assets, you can

If you have assets, you can file bankruptcy to get out of debt.

Submitted by Sanders Patricia on Fri, 11/17/2017 - 04:35

Sanders Patricia

( Posts: 1241 | Credits: )

You can file Chapter 7

You can file Chapter 7 Bankruptcy. It is a liquidation bankruptcy designed to wipe out your general unsecured debts such as credit cards and medical bills.

Submitted by Barbara Delinsky on Sun, 11/19/2017 - 22:26

Barbara Delinsky

( Posts: 433 | Credits: )

Have you negotiated to settle

Have you negotiated to settle the medical debt? Try it once before opting for other options.

Submitted by Good Nelly on Wed, 11/22/2017 - 04:54

Good Nelly

( Posts: 2846 | Credits: )

There are some options to

There are some options to solve your medical debt problems. You can rent a portion of your house if possible. You can sell unwanted items. At least, you'll get some cash with which you can manage a bit and then negotiate to settle the debt.

Submitted by Mabelle Page on Fri, 11/24/2017 - 03:47

Mabelle Page

( Posts: 295 | Credits: )

If you have insurance, then

If you have insurance, then have a talk with your insurer and ask them to negotiate for the medical debt. That would definitely be of some help. Also as others said, you can sell unwanted goods, and can take out a HELOC, or a home equity loan!

Submitted by Phil Bradford on Sun, 11/26/2017 - 10:06

Phil Bradford

( Posts: 179 | Credits: )