Advice on paying off credit card with high interest rate
I think you can opt for debt
I think you can opt for debt settlement and get rid of your debts by paying less than what you owe. You can do it on your own or take help of a settlement firm to get complete professional help.
You can check this out and make your decision:
https://www.debtconsolidationcare.com/debt-settlement.html
Since the bank has already
Since the bank has already refused to lower your interest rate, so I don't think DIY option will work for you. I feel you should get professional expertise since debt settlement companies or debt consolidation companies know their job. They know what to say and what not to say. Balance transfer has risk. I feel you should opt for a settlement program. You're already living frugally. So, I guess, you can save money gradually.
Enrol in a debt relief
Submitted by Sanders Patricia on Fri, 06/28/2019 - 05:49