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Is there any way to remove the medical debt before the said period from the credit report?

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How long can a medical debt be there in my credit report? Is there any chance to remove it?




Medical debts can stay on your credit report for 7 years and 180 days. Medical debts are usually listed on credit report after delinquency of 180 days. However, if it gets paid by the insurance, the listing will be removed from your credit report.

Secondly, FICO Score 9 ignores paid collection accounts, and gives less importance to medical collections. So, even if the listing is not removed from your credit report, you don't have to worry too much.

Sub: #1 posted on Tue, 07/23/2019 - 02:57

Nick Jonas Nick Jonas

(Posts: 295 | Credits: )

7 long years my friend! After being 180 days delinquent you medical debt will be listed in credit report. AS NIck said, if your dues are paid by the insurance, the listing will be removed from your credit report.

Sub: #2 posted on Mon, 07/29/2019 - 23:25

Barbara Delinsky Barbara Delinsky

(Posts: 409 | Credits: )

It will stay for 7 years. You can negotiate an amount to get removed the listings.

Sub: #3 posted on Tue, 07/30/2019 - 03:55

sanderspatricia29 sanderspatricia29

(Posts: 1038 | Credits: )

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