Share post
Share
Debt Consolidation Forums Debt Problems forums

Is there any way to remove the medical debt before the said period from the credit report?

Date: Mon, 07/22/2019 21:42
member profile picture
Posts: 1
Credits: 0
[Donate]

How long can a medical debt be there in my credit report? Is there any chance to remove it?




Medical debts can stay on your credit report for 7 years and 180 days. Medical debts are usually listed on credit report after delinquency of 180 days. However, if it gets paid by the insurance, the listing will be removed from your credit report.

Secondly, FICO Score 9 ignores paid collection accounts, and gives less importance to medical collections. So, even if the listing is not removed from your credit report, you don't have to worry too much.

Sub: #1 posted on Tue, 07/23/2019 - 02:57

Nick Jonas Nick Jonas

(Posts: 428 | Credits: )

7 long years my friend! After being 180 days delinquent you medical debt will be listed in credit report. AS NIck said, if your dues are paid by the insurance, the listing will be removed from your credit report.

Sub: #2 posted on Mon, 07/29/2019 - 23:25

Barbara Delinsky Barbara Delinsky

(Posts: 434 | Credits: )

It will stay for 7 years. You can negotiate an amount to get removed the listings.

Sub: #3 posted on Tue, 07/30/2019 - 03:55

Sanders Patricia Sanders Patricia

(Posts: 1239 | Credits: )


DebtConsolidationCare (IAPDA member)
BBB (A+) logo for DebtCC
Connect With Us
About Us | Contact Us | Privacy Policy
Copyright © 2020 DebtConsolidationCare | 301 W. 11th Street Unit E, Reno, NV, 89503, United States
* Disclosures:
  1. By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  2. Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
  3. Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  4. Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  5. The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
Page loaded in 1.477 seconds.