I was an interntional student living in Connecticut and have left the US on February 2015. Before leaving i have broke my apt lease by paying one month rent and keeping the security deposit for the landlord and also paying a 500 dollars fees to help them find another tenant as soon as they can. Last month i got an email from the landlord saying that i have to pay the whole amount of the rent of last six months and my file were sent to a collection agency. Do i really have to pay that amount? And what if they got a judgement against me, would that cause any trouble for me when visiting USA like getting arrested? Thanks
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.