With the extra amount, is it better to repay debt or keep it as savings?
Paying off the credit card balance will help you avoid interest payment in the next month. So, try to clear the debt and save the remaining amount. From the next month, plan a budget and try to save a substantial amount.
Use the bonus to repay your credit card debt. Try to get out of debt as soon as possible, credit card interest is high, you will lose your money on paying the interest rate. So, get rid of them soon,