I am more than $28000 in debt. I need help. I don't know whether I should begotiate with the creditors to reduce interest rates or to file bankruptcy... or if there is something else I don't know about. I have been a horrible steward. I've been in denial about it and it only got worse. Please tell me there is help
However, you can take professional help if you can't manage it on your own. You can contact a financial advisor to decide which repayment option will be best for you.
Sub: #1 posted on Fri, 01/20/2017 - 03:28
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I agree with Good Nelly, you can take help from a financial expert and even go for a debt management program. The program will help you to repay debt faster than you might be able to on your own.
It'll not only save your time and money, but also lower interest rates and waive fees. Apart from that your credit score may also improve due to regular and on-time payments.
Sub: #2 posted on Fri, 01/20/2017 - 05:28
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