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Can a creditor sue a debtor during pandemic?

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Can a creditor sue me in court during this time? I am behind my bill payments for about 2 months. Or, they won't do it if I make some payment. Can they sue me now? Is there any law due to which they can't do it during this pandemic?




Usually, creditors don't sue debtors when they are behind their payments for 2 months. Okay. So, you're less likely to be sued. Also, both the state and federal governments have asked creditors to be lenient on the debtors owing to the pandemic. So, the chances of getting sued are rare. You should call your creditors and ask if any repayment plan is available. Ask about its effect on your credit score as well.

Sub: #1 posted on Mon, 07/20/2020 - 21:30

David Martin David Martin

(Posts: 320 | Credits: )

Hello Kevees!

Don’t worry. Just keep calm. During this pandemic, many creditors have asked the borrowers that they can skip the payments for a few months on humanitarian ground.

Both secured and unsecured lenders are following it.

So, what you should do is call your lender and request them to chalk out a personal loan repayment plan for you.

All that you have to do now.

Sub: #2 posted on Fri, 07/24/2020 - 03:53

Ryan Miller Ryan Miller

(Posts: 146 | Credits: )

Hi kevees! Yes, I agree with David Martin. Usually, creditors won't sue as your payment is due for almost 60 days. And if you wait, they might sue you in the future for nonpayment of your credit cards. Besides, there is no specific law that can protect you from being sued due to nonpayment of credit cards during this pandemic.
You can have 2 options:
1. During this pandemic, many creditors are offering repayment assistance to the people who are going through financial hardship. So, you can request for some repayment assistance to your creditors.
2. You can try to settle your credit card debts with your creditors. For more assistance, call 800-DEBT-913 and get immediate debt help!

Sub: #3 posted on Mon, 07/27/2020 - 03:30

Craigh.terry Craigh.terry

(Posts: 204 | Credits: )

Ask for the easy repyment plan. Tou can also consider settlement option

Sub: #4 posted on Fri, 07/31/2020 - 05:06

sanderspatricia29 sanderspatricia29

(Posts: 1234 | Credits: )

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