Hi...This is Shirley Bedford...I am a member of the community and was actually the first person to get on the wall of fame wall!! I haven't participated in a while but am wanting to get involved in the community again. I just don't know my username or password that I used at the time. (2005) I know I went by, "Imkimssister". Was hoping I could get in touch with the right person that might be able to help me sign back in. I want to be under the same account that I was before. thanks if anyone can help. =) Shirley
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.