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what is debt management how to plan debt management..

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I want to know what is debt management 

what is debt management plan 
is any affect on our credit card within debt management 

It is the plan where the debt counselors co-ordinate with the creditors to reduce the interest rates on the debts. The debt counselors negotiate with the creditors to arrange an affordable payment plan. You'll have to make a single monthly payment to the creditors every month. You won't be able to use the credit cards that are included in the plan.

Sub: #1 posted on Tue, 01/08/2013 - 20:01

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