Need help cleaning my credit
Date: Wed, 12/27/2006 - 11:47
My story is a long one.
1)I was married for several years and the woman I was married to created several accounts in her name. I am not even listed on the accounts and yet they appear on my report.
2)I filed a report in 2002 for identy theft and had restrictions put on my credit report. In 2004 or 2005 I was contacted by a child's clothing store. They say I owe them several hundred dollars. The SSI number they have is not mine and I have requested they remove this from my report. Still has not happened.
For the last 3.5 years I have been sending letters to all credit agencies, some items were removed and others were never replied to.
I need help
1)I was married for several years and the woman I was married to created several accounts in her name. I am not even listed on the accounts and yet they appear on my report.
2)I filed a report in 2002 for identy theft and had restrictions put on my credit report. In 2004 or 2005 I was contacted by a child's clothing store. They say I owe them several hundred dollars. The SSI number they have is not mine and I have requested they remove this from my report. Still has not happened.
For the last 3.5 years I have been sending letters to all credit agencies, some items were removed and others were never replied to.
I need help
Call the CRA that is reporting the item in your credit copy with
Call the CRA that is reporting the item in your credit copy without showing any proof. They should have responded to your disputes when you placed it. As per the FCRA, file a case against them for keeping inaccurate info in your credit without showing proof. You have valid reasons to prove the account is not yours. Consult an attorney who deals in lawsuits of FCRA violations.
