Didnt get arrested! YAY!

Nice to hear that you are feeling better with the court case withdrawn. Concentrate towards paying your debts. Your credit will take a good turn and you will get nice offers from your future lenders.

bestideayet -

I'm so glad things came out ok for you. Now is the time to move forward with your plan to become debt free. Let us know if we can help!

I do need help. I have arrangements with my PDL companies for $50.00 and then $30.00 on the 15th, but I need to pay other bills as well. What steps should I take to either consolidate or pay back some stuff?

I will divide the debts into two. I will prefer those having huge balances to be put in a consolidation / settlement program. And keep paying the remaining accounts on your own. Maybe, these accounts with regular payment history will be of great help in case of emergencies.