Can I dispute my charges?

justbcuz...

You have reached a debt and credit advice website. We are not affiliated with any credit bureau or agency. We cannot remove or dispute charges on your credit report.

However, if you go to the website for the credit reporting bureaus, you will find an option to file an online dispute for anything on your report. I believe it's free.

www.annualcreditreport.com is a link to free credit reports once per year. That site is a gateway to all three credit bureau websites, where you can file the online disputes.

You may also be entitled to a free copy of your report if you were denied credit due to the information contained in your credit report. You would have received a letter in the mail from the company that denied you the credit, which will state why it was denied, and you can obtain a report based on that.

Are you hiring a credit repair company to do the dispute with the credit bureaus? When you can do it on your own, why hire outside people and spend money for nothing? It will go wasted. The procedure is very simple. Just highlight the items that you find disputed and write a letter to the CRA to check the entries with the information providers. You can do it online also in the credit bureau website. However, sending a letter will be more helpful because you will have it documented.