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Once you get all your Credit car and Loan payments up to date and the collections on your report taken care of, how long does it take before your credit score starts going up?

Credit and car payments will be updated with the bureaus. This will boost up your credit ratings within 46 to 60 days. However, the collections will still stay in your file even after the account is paid off. It will show up as "Paid collections". Although, the item is a derogatory remark in the file, but it will improve your credit slightly. You may negotiate with the collector to remove their remark completely. If this happens, your credit will give the best effect.

Sub: #1 posted on Fri, 01/12/2007 - 11:39

orake orake

(Posts: 482 | Credits: )

A collection on my account has been successfully disputed and the agency is deleting from my file and alerting the 3 long does it take them (EQ, EXP, TU) to remove it from my report and improve the credit score?

Sub: #2 posted on Thu, 09/04/2008 - 10:16


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