Teletrack Inquiries-HELP
Date: Thu, 04/19/2007 - 16:45
Just wondering how long an inquiry will stay on your teletrack report?
I am beign denied a payday loan thru my credit union becasue i have 2 inquiries from online lenders.
Alison
I believe its 5 years...??? Anyone correct me if I am wrong plea
I believe its 5 years...??? Anyone correct me if I am wrong please...Are you sure its teletrack they are using and not telecheck??? There is a big difference
Teletrack is used only for payday loans - it's like a credit rep
Teletrack is used only for payday loans - it's like a credit report on how well you handled your previous payday loans. If you have derogatory info on the Teletrack report, you will have a hard time getting a payday loan from a storefront or credit union.
Is there another way through your debt issue without taking out a payday loan?
It is definetely teletrak. I just have inquiries. nothing deroga
It is definetely teletrak. I just have inquiries. nothing derogatory. I was told by my credit union that it can drop off after 30 days, but i dont know if that is correct.
They wanted me to contact the payday lender that i had applied thru and get a letter stating that i did not owe anything to them. None of the lenders will do that which is very frustrating.