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PLEASE help, a few ????'s...

Date: Tue, 01/27/2009 - 20:42

Submitted by anonymous
on Tue, 01/27/2009 - 20:42

Posts: 202330 Credits: [Donate]

Total Replies: 1


Hi, First I will give you a little of my background--I am married and a mom of 3 young children. Family income is about $55,000/year. CC debt: $7500, car loans $17,000 (2 cars), and a mortgage. Over the past 6 months we fell into a hardship and this caused many lates to report on our credit reports, even the mortgage. We want to refinance our car loans, and possibly get a new home within the next year. Unfortunately, we can't even get a new credit card with the lates on our credit reports!!!

I have recently spoken to a lady who gets items deleted off of credit reports and lates removed also. She says she did a lot of research and everything can be cleaned up. My question is...how does she do it? She charges clients $500 for her work and I have seen proof on paper showing before and after on credit reports...

I want to know if there are ways to get lates removed?

Thanks so much


I would be wary of anyone making those claims. If the information being reported is accurate, then it is doubtful that she would be able to change that for you. You could try to use the "Goodwill" approach with your creditors to have them update their tradelines. Google "Goodwill letters to creditors" or PM me for more info.


lrhall41

Submitted by NASCAR_Devil on Wed, 01/28/2009 - 06:05

( Posts: 4671 | Credits: )