I recently (July of this year I think) recieved an Imagine Credit Card (www.myimaginecard.com). It has an annual fee of $150. I know, pretty high but my credit is REALLY bad and I need something to try and improve it....
Anyways, does anyone else have this card? Have you tried to have the annual fee waived? Did it work?
Has anyone ever had an annual fee waived for any credit card?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.