how to stop applied bank NOW !?
Date: Sat, 06/06/2009 - 01:48
gave them my bank account info so they can take out 200. they will within two business days make a small deposit so to verify my bank account.
What is not clear is if they will take the money before I verify the account by telling them how much their deposit was?
I would like to stop it because I discovered Wells Fargo secured with only 18$ yearly fee. Can I stop it now? how?
thx!
Applied Bank is quite expensive indeed. Your contract should tel
Applied Bank is quite expensive indeed. Your contract should tell you how to cancel. By law you can cancel within 3 business days without incurring any charges.
why do u say that it is expensive. I might be reading it wrong b
why do u say that it is expensive. I might be reading it wrong but it is much better then F premier bank. the only fee is 50 yearly fee. so my idea is to deposit 200, pay the fifty, not use it, not pay anything else and have them report to bureaus. am I wrong?
I can't see your contract so it was a guess. My apologies.
I can't see your contract so it was a guess. My apologies.
DO NOT DO BUSINESS WITH APPLIED BANK
I applied for the card ($500 card) in 2007. It is now Saturday July 4th , 2009 and they just called me again. (this is the 3 rd time in the past 2 years they have called me on a Federal Holiday) They call non-stop when I am late on a payment. I have made some regular payments they requested ($37) a month and I have made other payments of $40-$75..but I did miss a few payments here and there. They have verified I have made almost $400 in payments since I have had the card. My current amount due is $957.23. They charge a 10.95 monthy fee, they charge 12.95 to pay by phone, they charge last fees AND over the limit fees AND finance fees and they mark these on your bill as CASH WITHDRAWL so they can charge even more interest on top of those fees. I have Credit Cards with HSBC, WAMU, and Capitol One ... I have no problems with those companies...but APPLIED BANK....stay away from them....they are privately run and answer to no one.....once again DO NOT GET A CREDIT CARD THROUGH APPLIED BANK no matter what.
whats is the phone number to contact them to close the account?
whats is the phone number to contact them to close the account? please help. i don't want to listen the auto voice i want to talk to the real rep.