Authorized User Charge Offs
Date: Thu, 05/13/2010 - 19:10
I have noticed two accounts on my credit report that are charge offs where I am the authorized user. Unfortunately these credit cards are my mothers who also added my name in case anything every happened to her. Or so she says. Needless to say she has gotten into financial trouble and quit paying these credit cards. They have become charge offs now and are showing up on my report because as I said I am the authorized user. What do I do to get these off of my credit report? I'm assuming that these are lowering my credit score as well? Thanks in advance.
Simply dispute them with the credit bureaus as being authorized
Simply dispute them with the credit bureaus as being authorized user only.
What would my argument be for that? I'm an authorized user remo
What would my argument be for that? I'm an authorized user remove it? Any DIY letters on this type of argument against the credit bureaus?
you dont need an arguement...you are not financially responsible
you dont need an arguement...you are not financially responsible for the debts as an authorized user. Just dispute them as authorized user only.