What shows on Credit Report

Date: Thu, 09/10/2009 - 19:38

Submitted by anonymous
on Thu, 09/10/2009 - 19:38

Posts: 202330 Credits: [Donate]

Total Replies: 3

Reviewing my credit report from TranUnion. Filed bankruptcy in 2005. Should those accounts show High balance /balance or credit limits. Bankruptcy is listed in remarks, with pay status as unrated. What does unrated mean.

They should show a zero balance. Dispute it with TU.

lrhall41

Submitted by Chrys Henderson on Thu, 09/10/2009 - 22:12

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Quote: What does unrated mean. Well, I think 'unrated' i

Quote:

What does unrated mean.

Well, I think 'unrated' implies that the present status of the account is unknown to the lender, which may also mean that since the account is new its payment history is still unknown.

Quote:

Filed bankruptcy in 2005. Should those accounts show High balance /balance or credit limits.

IMO those accounts should be listed as 'zero balance'. You may dispute the issue with the CRAs along with the copies of discharge.

lrhall41

Submitted by SC on Thu, 09/10/2009 - 22:30

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Yes i think they should show 0 balance bacasue of as you say you

Yes i think they should show 0 balance bacasue of as you say you have signed bankrutcy.

Thanks.

lrhall41

Submitted by gunz.ijjistaff on Thu, 09/24/2009 - 22:37

( Posts: 88 | Credits: )