bankruptcy help
Date: Sat, 09/30/2006 - 16:15
I came across a site, which I subscribed to about a year ago (it's free), which has helped me tremendously with my credit reports. It's stephen(at)lifeafterbankruptcy.com. He's a lawyer who actually filed bankruptcy himself and has built himself back up in only a short time. He has a newsletter with many different tips in dealing with credit reporting agencies,having things taken off your credit report and tells you things that lower your credit scores that you would never even think of. It's been a big help to me. He also has free seminars and comes to different places about once a year. I didn't get the chance to go to it but would like to next time after reading some of his newsletters. Even if you haven't filed bankruptcy, it's a great place for information on how to build/rebuild your credit.
Bankruptcy is also one of the options in debt management program
Bankruptcy is also one of the options in debt management programs. Under circumstances, people pick this program when no other program is helping at any cost. If there is a way trying out other avenues, look into credit counseling, debt settlement or making significant lifestyle changes. This might help in getting control over the debt situation and avoid bankruptcy.
yes, bankruptcy definitely should only be used as a last resort.
yes, bankruptcy definitely should only be used as a last resort. Thanks for the two sites you provided. I went to them, and they're very informative. I have learned so much about all different aspects of debts and how to deal with them through this site. I'm very grateful to all the information you and others here have provided.