Paid CA, but not reflected on CR
Date: Mon, 03/30/2009 - 07:14
Thank you : )
Just send the letter to all 3 CB's and state in there that you h
Just send the letter to all 3 CB's and state in there that you had paid off these debts, the dates you paid, and that you have a PIF letter for the debts and send them a copy of the letters.
are you saying that the collection agency is still showing on yo
are you saying that the collection agency is still showing on your reports, or that the balance that you paid is still showing??? Because unless you bargained with the company for a "pay for deletion", the collection agency will show for 7 years.
That is very true and I think many folks misunderstand how the C
That is very true and I think many folks misunderstand how the CRAs work. Derrogatory information can remain on your credit report for up to 7 years unless the creditor requests to the CRA to remove it earlier.
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I have gotten some information removed from my report early, and have had some drop of because it was too old. You can dispute it to reflect the correct balance or paid in full. It doesnt hurt to try disputing it to get it removed either. Equifax have been great in working with me.
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Best of Luck
equifax has been the easist one for me to work with as well!
equifax has been the easist one for me to work with as well!
I did not bargan a "pay for deletion" : ( I just paid the balanc
I did not bargan a "pay for deletion" : ( I just paid the balance to the CA but my credit report still does not reflect that i paid them anything? It still shows a balance to that CA.
Thank you!!
how long ago did you pay??? It can take 30 days or sometimes l
how long ago did you pay??? It can take 30 days or sometimes longer depending on the company.?? You could always call them and ask when they report to the credit agencies.
Wait 90 days and dispute the tradeline.?? They have their mone
Wait 90 days and dispute the tradeline.?? They have their money and may not waste any more time verifying disputes.
Oh wow. You definately need to dispute this with the CRAs and ge
Oh wow. You definately need to dispute this with the CRAs and get it updated on your report. Good creditors will update your account status every 30 days??with the CRAs.
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However, some companies may not update your credit report unless you asled. It happened to me as well.. I had an old debt on my report from 2001 that was never updated. Now I monitor my credit report monthly to ensure everything is updated.
I would dispute this as incorrect balance,incorrect status,and i
I would dispute this as incorrect balance,incorrect status,and incorrect updates on trade line. Do this by mail and do not send the credit bureaus that letter just yet as it will only cement the account on your report for the full reporting period. If they don't respond to dispute,you can get it dropped off reports.
