Can a debt collector get the bank account details without my permission?
Date: Thu, 05/30/2013 03:53
I got a call from a collection agency on the last Monday. The debt collector was asking me to pay $2500 in a debt. Apparently, the collector has my bank details also. Can a debt collector have the bank details without my permission? How can a collector get the bank details? The name of the collection agency is Bradley Dee-Notary. I made a google search. The collection agency seems to be based in Copperpolis.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.