I won my case against Capital one regarding some credit card debt. I checked my credit report a couple of months later and it still appears as "charged off". I contacted the 3 credit report agencies, filed a dispute online. They replied saying that this debt belonged to me so they didn't remove it from my credit report.
Can you advice on how to get it removed from my credit report, since my case was dismissed? (Capital one's lawyer filed a non suit)
Thank you very much for your help.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.