Got a question about the credit report. I just got my latest credit report from Experian. I noticed that Capital One show a date updated as of 02/12 on one of the charge off I have with them.
However I compare it to some of my older credit report. The date updated is different. Does this date updated entry affect the SOL? Does it affect anything at all?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.