How to build credit again if I have accidentally closed my credit cards .

Take out one credit card at a time and manage it wisely. Swipe for an amount that you can repay within the due date.
Research well and take out a credit card that offers you the best terms and conditions. With time, it will help you have a good credit score if you manage your other loans properly.

So I applied for a business credit card, and it was denied. I called the reconsideration line, and they said I have no active credit cards.

I was really shocked. Some time ago, I canceled many credit cards, not realizing that I had no credit cards left to use. I got so many prepaid visa cards, so I did not care.

But now I have to build credit again? My current Equifax credit score is 628.

I can tell my wife to put me as AU on one of her credit cards. Would that be a good way? Or are there better ways?

Or can a credit repair group like ONLYCREDITBEAST fix my credit for me?

I came to florida with not much in my pocket, and a few credits cards with limits that seemed to good to be true. Upon locating the right job for me i was using my credit cards to get by..and only using them for things that i need as to avoid problems in the future.
Now 4 years later i am still living in Florida, and found myself buried in credit card debt. I tried to pay more then the minimums but with rent going up and a car payment that is absolutely ridiculous (due to being upside down in my previous vehicle), i was struggling to make the minimums! I then began to receive calls from 2 collections agencies threatening that if i did not pay the determined amount that i would be sued. I became very alarmed and called family for help. Thankfully my mother was able to help out and i was left embarrassed! And still struggling to pay bills (now working two jobs-day and night).
On a Thursday (i had off the entire day) i made a few calls to various debt consolidation companies and ended up narrowing it down to 3 companies that sounded great or so i thought. One local company could only speak to me over the phone and had no "office" , the next had an office that seemed like the boiler room, and finally the last place i went to was beautiful, on the water..but about an hour and forty-five minutes away from my home and well worth the ride. The office was very clean and very professional with only a few people in it. No one was cold calling and the waiting room had a few people as well. After a 15minute wait myself i spoke to a guy named Rob who completely changed my life! I was able to pay everything off within a few months and cut my cards in half!! If you have never been in my situation before it is like being slowly strangled..and feeling completely helpless!
Im not sure if there are many people from Florida in this forum but i would love to spread the word about this company 101CREDITBOOSTER (at gmail com ). I called 475-215-.... and set up a free consultation. They delivered on every promise and got me credit score restored to 780s which is excellent for my first house ambition later this year.
if there is a problem with me placing the number above please let me know..i am just very excited to have made my final payment last friday!!

Check self lender cards and other low interest rate cards. Make sure you stay informed every step of you rebuild journey. Tricky little errors cost a lot in credit business.

Check ONLYCREDITBEAST for a quick credit repair. You wouldn't have to worry about the cards you closed or the new one to get. They will get it all fixed. They fixed mine. Tested and Trusted. Contact at onlycreditbeast at gmail . com