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Why did my credit score increase only by 7 points?

Submitted by Adrianw white on Mon, 11/05/2018 - 21:24

My credit score increased by 7 points. I'm little sad to see my score increase only 7 points. One charge off and a public record have been removed. I was hoping that my credit score would increase at least by 20-30 points. But it didn't. Any idea why?

Check your credit score carefully and file disputes on any errors (such as accounts that are not yours) with the credit bureau. The annual free checkup may also improve your score by a few points. It could be something on your credit report that is holding you back.

Submitted by tiarajoseph11 on Tue, 11/06/2018 - 03:41


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See, there are lots of things that influence your credit score. Honestly speaking, you should be happy that your credit score increased by 7 points. Some see no movement at all. Moreover, your credit report will look better because 2 derogatory items have been removed from your credit report.

My credit score increased by only 1 point after a charge-off was removed from my credit report. What will you say to that?

Submitted by David Martin on Tue, 11/06/2018 - 21:21

David Martin

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