Why did my credit score increase only by 7 points?
Check your credit score carefully and file disputes on any errors (such as accounts that are not yours) with the credit bureau. The annual free checkup may also improve your score by a few points. It could be something on your credit report that is holding you back.
See, there are lots of things that influence your credit score. Honestly speaking, you should be happy that your credit score increased by 7 points. Some see no movement at all. Moreover, your credit report will look better because 2 derogatory items have been removed from your credit report.
My credit score increased by only 1 point after a charge-off was removed from my credit report. What will you say to that?