charge off report time
Date: Mon, 04/13/2009 - 13:36
i had an auto lease that was for 36 months per original lease contract. i paid on regularly with a few late pays here and there..my original lease was for 36 month..its been 4 years since my lease was up...just got my credit report..cr says lease was for 38 month..and it was was charged off for the 2 last payments and some change roughly 850.00. how long can this report that way? when does the 7 month timeframe for credit reporting start on this account? from first 30 day late pay or from when the leasing charged off the debt for lack of payment? help please..info would be greatly appreciated..i have disputed but it was verified...any other suggestions for removal????
also just for information...original creditor and a collection a
also just for information...original creditor and a collection agency are now on my credit..both of course, with different dates for delinquency...both with a different estimated deletion date on my trans union file...help would be greatly appreciated
