Can a "charge off" be changed?
Date: Wed, 01/02/2008 - 08:00
Currently, I'm in a position to pay off all of my debts by the end of 2008. I am currently making payments on time to all of my creditors and want to make sure that my credit reports reflect accurate information. There are some things I am going to dispute but I was wondering about those nasty charge-offs.
I understand what a charge off status of an account means on their business end for their books but I'm wondering if that has to be a concrete listing on my reports? If I am making payments that we've both agreed on to get it paid off, is it possible to change that negative mark to a positive one?
I understand what a charge off status of an account means on their business end for their books but I'm wondering if that has to be a concrete listing on my reports? If I am making payments that we've both agreed on to get it paid off, is it possible to change that negative mark to a positive one?
Ask your creditors to do a rule 5000 reage of accounts after pay
Ask your creditors to do a rule 5000 reage of accounts after payment. This changes everything to paid as agreed and only works if the original creditors have retained ownership of their account.
Thanks! Is there some kind of letter that will help with that?
Thanks! Is there some kind of letter that will help with that? I don't understand a lot of this kind of stuff so I don't want to say the wrong thing.
You will need to mention rule 5000 until you find a manager who
You will need to mention rule 5000 until you find a manager who understands the process.
For your reading enjoyment,go to www.fdic.gov and search on rule
For your reading enjoyment,go to www.fdic.gov and search on rule 5000.
