Something to watch out for!
Date: Sun, 04/12/2009 - 05:10
I settled 3 Chase accounts and had the settlement agreement sent to me and the whole 9 yards. I paid them in 4 payments, recieved a letter stating my account was settled after completing the payments. Fast forward to Friday. I get my TransUnion Credit report and all the Chase accounts are marked with a 0$ balance and settled on them. In the top right corner of all the accounts it states " Paid after charge off / collections" My question to the recovery dept. on Monday is going to be - why does it state that if I agreed to settle before charge off? Are the including the 90 days it took to pay as another 90 days pass due? Any help would be appreciated?
i am doubtful that this remarked will be removed from your credi
i am doubtful that this remarked will be removed from your credit report because the remark is by OC and not by the CA.So i won't think it will affect anyway to remove that remark just by disputing it with collection agencies.
My point is these accounts never went to a CA and never were cha
My point is these accounts never went to a CA and never were charged off so why would it say that? How do you officially know if an account is charged off?
Send a letter of dispute to the Credit reporting agency. It can'
Send a letter of dispute to the Credit reporting agency. It can't hurt. Also send a certified letter to the originsl creditor distuting the enrty. You may have success. It is worth a try. Use strong wording but with respect!
