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NEW HERE-STARTING THE JOURNEY TO CLEAN UP REPORT

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Hello All,

I just printed out my report from all three agencies. The shock has worn off and now I plan to clean it up with this forum's help. :lol:

My first question. I am tackling my personal information section. On my report they have me listed as a last name Gcnes when in fact one of my old credit cards spelled my last name wrong. How do I go about getting this corrected?




You would have to contact the data furnisher that provided that info, correct it with them, and then they should update the info the next time they report. If they have charged off your account, you can try and send in proof of ID along with the corrections to all 3 CRA's. You may have to do this a couple times in my own persoanl experience.

Sub: #1 posted on Thu, 09/11/2008 - 09:53

NASCAR_Devil NASCAR_Devil
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Thanks. I have another question. I have a listing of PURPLN/FBN on my credit report. Anyone know who they are.

Sub: #2 posted on Thu, 09/11/2008 - 10:09

dj2787 dj2787

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Never heard of that one. Is there a phone number listed at the bottom of your report? Call them and ask if it's there.

Sub: #3 posted on Thu, 09/11/2008 - 10:11

NASCAR_Devil NASCAR_Devil
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Nothing is listed. It shows they checked my credit in 2007, but they are not listed under Creditor Contacts. They also have listed a commercial credit entry for me for $300 under Transunion and Equifax as a creditor and I have not opened any new credit since 2006.

Sub: #4 posted on Thu, 09/11/2008 - 10:21

dj2787 dj2787

(Posts: 9 | Credits: )

So they pulled INQ's and a tradeline? I would call TU and/or EQ and see if they can provide you with contact info. If you think these are fraudulent, then go to www.ftc.gov and read up on the steps to take for ID Theft.

Sub: #5 posted on Thu, 09/11/2008 - 10:29

NASCAR_Devil NASCAR_Devil
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