Share post
Share
Debt Consolidation Forums Credit Repair, Credit Score and Credit Report forums

Will an account get removed from my credit report if I close it?

Date: Fri, 07/27/2018 00:19
member profile picture
Posts: 1
Credits: 0
[Donate]

Will an account get removed from my credit report if I close it? Can I do something to remove it from my reports? I have some negative items listed against it. But, it is charged off




A closed account with negative items will be removed from your credit report seven years from the original delinquency date. You can offer to pay creditor for removing the charge-off.

Sub: #1 posted on Fri, 07/27/2018 - 03:36

tiarajoseph11 tiarajoseph11

(Posts: 467 | Credits: )

Nope...it will continue to report for 7 years.

Sub: #2 posted on Sun, 07/29/2018 - 16:12

SOAPLADY SOAPLADY
Moderators Cum Industry Expert
(Posts: 17319 | Credits: )

You can't remove a charged-off account from your credit report 7 years. Try to settle this debt. The account won't be removed from your credit report. But at least, the account status will be updated. Okay.

Sub: #3 posted on Mon, 07/30/2018 - 21:25

David Martin David Martin

(Posts: 388 | Credits: )


DebtConsolidationCare (IAPDA member)
BBB (A+) logo for DebtCC
Connect With Us
About Us | Contact Us | Privacy Policy
Copyright © 2020 DebtConsolidationCare | 301 W. 11th Street Unit E, Reno, NV, 89503, United States
* Disclosures:
  1. By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  2. Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
  3. Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  4. Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  5. The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
Page loaded in 0.195 seconds.