Can Someone Explain My Credit Report (Experian) Date?
Date: Thu, 01/21/2010 - 20:10
I havn't used credit of any kind since 2005, but when I pulled my experian some of these delinquint accounts are showing "Date Opened: ....2006, or even 2007" I wasn't even in the country for 2007!!
Now I know that these accounts have been sent off to collection agencies, but is that considered inaccurate info or can they keep refreshing and re-reporting these dates so that it stays on my credit report forever?
Also, experian has my birth year all wrong, is that a big deal I should make?
Than you!
Now I know that these accounts have been sent off to collection agencies, but is that considered inaccurate info or can they keep refreshing and re-reporting these dates so that it stays on my credit report forever?
Also, experian has my birth year all wrong, is that a big deal I should make?
Than you!
Yes, you must, since its your credit report and it has wrong inf
Yes, you must, since its your credit report and it has wrong information on it. It could be a case of identity theft as well. I'd suggest you to dispute the entries with Experian.
What about the other credit bureaus?
I have a monthly plan with freecreditreport.com so as of right n
I have a monthly plan with freecreditreport.com so as of right now I only get experian reports that I can freely pull.
What about the debts where the "date opened" keeps being more current? All my debts were delinquint no later than 2005, and yet I keep getting "date opened" as 2006 even 2007. That's what's concerning me the most right now.
