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differences btwn credit files?

Date: Tue, 05/19/2009 - 21:57

Submitted by anonymous
on Tue, 05/19/2009 - 21:57

Posts: 202330 Credits: [Donate]

Total Replies: 2


hello,
I have pulled all my credit files form all three bureaus.
Experian is the only one that is comprehensive.
Transunion has only one of my positive TL listed and one negative
EQ has only the negative line listed and nothing else.

What can I do about this?
What should I do?
I am disputing the negatives but not sure how to have them list the good stuff.
Please advise:)
Thanks!


I don't think it would be possible to get the positives listed on the other two reports. This is because as per the FCRA, both the bureaus and the creditors are responsible to remove incorrect listings from your report. But they are not responsible to include any items on your report which have not been reported by the creditors. However, you can send them a copy of the Experian report and request them to include the positive items in your report.


lrhall41

Submitted by novice on Tue, 05/19/2009 - 23:01

( Posts: 290 | Credits: )