Credit Report inaccuracies
Date: Sat, 09/05/2009 - 00:53
Tonite I ordered a 3in1 Credit report from Freescore.com. I checked the last report that I received from freeannualreport.com back in 6/09. The way the accounts are listed are totally different. Freescore and Identityguard both show negative accounts, charge- offs, and collection accounts for both Experian and Tranunion. But the freeannualreport show zero balances and listed as they should be. My dilemma is which information is correct. Which information are creditors seeing? Why does the information look and is described so differently from each source? Can I dipute the infomation based off of the freescore and identityguard reports?
www.annualcreditreport.com is the only legitimate 3 CRA reportin
www.annualcreditreport.com is the only legitimate 3 CRA reporting portal. It is owned by the 3 and was created by the FTC FACTA Act. That will show you the actual reports that the creditors are seeing. You get 1 free report from each CRA every year.
