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Submitted by on Mon, 03/07/2011 - 14:35
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I have these two charges on my credit report and I have no idea what they are


The procedure is to file a dispute for inaccurate information in your CR.
You have two opitions. You can dispute through a CRA under FCRA 611(a), or you can file a direct disptue with the party who posted the inaccurate information under the provisions of FCRA 623(a)(8).
I strongly recommend the direct dispute procedure rather than disputing through a CRA. It cuts the third-man CRA out of the process, avoids their automated e-Oscar process, and ensures that all information pertaining to your disptue gets directly to the party who posted it.


Submitted by Lian on Thu, 03/10/2011 - 04:38

Lian

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