HOw long will specific charges show on credit report?

Date: Tue, 02/16/2010 - 15:18

Submitted by sototallybroke
on Tue, 02/16/2010 - 15:18

Posts: 15 Credits: [Donate]

Total Replies: 5

I have a rather large purchase I made a while back that is quite private (medical related). When I pulled my credit report the charge was right there in bold for the whole world to see. I felt my privacy was totally violated! How long will this charge be visible? I don't want potential business partners or employers seeing this on my report.

Well, doesn't the credit report only show the amount? Didn't you

Well, doesn't the credit report only show the amount? Didn't you buy this item with a card?

lrhall41

Submitted by on Wed, 02/17/2010 - 01:58

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I think there might be any negative item in your credit report.

I think there might be any negative item in your credit report. If it is not paid off, then it will reflect on your report for seven years.

So, call your creditor and offer to pay him the amount you owe and negotiate with your creditor to mark it as PAID once it gets settled.

lrhall41

Submitted by on Wed, 02/17/2010 - 05:43

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Quote:Originally Posted by AnonymousWell, doesn't the credit rep

Quote:

Originally Posted by Anonymous

Well, doesn't the credit report only show the amount? Didn't you buy this item with a card?

No, for some reason it shows the specific charge and who it was made to. The who it was paid to is the dead giveaway on what sort of medical issue I was paying for.

lrhall41

Submitted by sototallybroke on Thu, 02/18/2010 - 08:03

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Anyone? I really neex to know how long this will be visible on m

Anyone? I really neex to know how long this will be visible on my report. This is very private and seems to me to be a violation of privacy.

lrhall41

Submitted by sototallybroke on Sat, 02/20/2010 - 19:15

( Posts: 15 | Credits: )

If it is a paid account then it will stay on your report indefin

If it is a paid account then it will stay on your report indefinatly and its something that you should be glad that companies see as it will give you a "green". If you have not paid for the purchase or making installments then it will be remooved once the debt is settled, if unpaid after 7 years.

You can of course get this removed by appealing it with the credit agency.

lrhall41

Submitted by StopPayingDebt on Sat, 02/20/2010 - 20:15

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