Share post
Share
Debt Consolidation Forums Credit Repair, Credit Score and Credit Report forums

Can I file a lawsuit against a creditor?

Date: Sun, 03/25/2018 23:51
member profile picture
Posts: 1
Credits: 0
[Donate]

One of creditors reported bankruptcy on my credit report which was wrong. Can I file a lawsuit against him? Isn't it a FCRA violation?




Yes. You should send a letter to the creditor and request him to remove the wrong information from your credit report since it's a FCRA violation. Threaten to file a lawsuit if the creditor doesn't correct the error.

Sub: #1 posted on Tue, 03/27/2018 - 04:26

SC SC
Moderators
(Posts: 3937 | Credits: )

Yes, it is an FCRA violation. But are you sure the debt is not yours? You can ask them to validate your debt in writing as well.

Sub: #2 posted on Wed, 03/28/2018 - 20:57

sanderspatricia29 sanderspatricia29

(Posts: 1194 | Credits: )

If you file a lawsuit, you'll have to bear the attorney fees. So, it's better you dispute it with the creditor and the CRAs. If the creditor doesn't do the needful, then you can go ahead with the legal procedure.

Sub: #3 posted on Thu, 03/29/2018 - 07:34

Good Nelly Good Nelly
Industry Expert
(Posts: 2777 | Credits: )

Definitely an FCRA violation, send an official mail to the creditor and ask him to remove that wrong item from your report asap.

Sub: #4 posted on Fri, 03/30/2018 - 06:00

tiarajoseph11 tiarajoseph11

(Posts: 467 | Credits: )

Attachment
More information
  • Files must be less than 500 MB.
  • Allowed file types: txt pdf jpg jpeg png.


DebtConsolidationCare (IAPDA member)
Inter Next Technologies, Inc., Internet Marketing Services, Reno, NV
Connect With Us
About Us | Contact Us | Privacy Policy
Copyright © 2018 DebtConsolidationCare | 301 W. 11th Street Unit E, Reno, NV, 89503, United States
* Disclosures:
  1. By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
  2. Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
  3. Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
  4. Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
  5. The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.
Page loaded in 0.725 seconds.