Help With Credit Scores
Date: Wed, 08/05/2009 - 17:44
I am desperately trying to clean up this credit mess I have made. My scores are TU 506 EQ 547 EXP 545 (FAKO). Ridiculous, right? Anyway, I have a bankruptcy (6 years old), 2 judgments (paid after the fact), and quite a few CO's. The judgments were originally charge offs and bought by some collection agency. The agencies are the ones who obtained the judgments. Since I am trying to repair my credit, this is what I would like to know. Is there anyway to have the collection agencies removed from my credit report even if they got judgments? Would this even make sense to try because the judgments will still remain? I am trying to do anything to get these lousy scores up.
Any help is greatly appreciated.
Any help is greatly appreciated.
Quote:Is there anyway to have the collection agencies removed fr
Quote:
Is there anyway to have the collection agencies removed from my credit report even if they got judgments? |
No, and if you have been approached by any company that has promised to repair your credit report over night, beware!
There is no short-cut to repair your score. Any negative item would stay on your record for at least seven years.
