WHAT I KNOW FOR SURE ABOUT CREDIT

In the past year my credit has gone bad. (If only I had found this site sooner) Instead of calling my Credit Companies and telling them I was going to have a problem making payments I chose to take the quick fixes like PD loans instead of working with the CC. Take my advice do all you can to keep your payments on track. Now I am dealing with bad credit and it is not fun. I always had good credit I never thought about it. WORK WITH YOUR CREDITORS THEY WILL WORK WITH YOU, WHICH I DIDN'T KNOW BEFORE AND DIDN'T TAKE THE TIME TO FIND OUT. I am now determine to get out of this mess!