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What Does This Mean????

Submitted by atruefamilyx6 on Fri, 12/19/2008 - 07:35
Posts: 106
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Okay I just have a question, I use truecredit credit monitoring and I have a few accounts that state:

Remarks:
[TransUnion] Account information disputed by consumer, meets FCRA requirements
[Experian] Customer disputed account - reported by subscriber.
[Equifax] Consumer disputes - reinvestigation in progress
Subject has not satisfied debt.


another states:
Remarks:
[TransUnion]
[Experian] Customer disputed account - reported by subscriber.
[Equifax]


So what does that mean when it says "subject has not satisfied debt" and etc???


That means that you must have disputed the debt so by law they must put that on your credit report.

As far as saying "subject has not satisfied debt" That must mean that you either said you paid the debt in full or the debt is not yours, just a guess.


Submitted by on Fri, 12/19/2008 - 16:43

( Posts: 202330 | Credits: )


no, actually, "subject has not satisfied debt" means they are claiming you have not paid that debt in full.

what you should do now is contact the debt collectors who listed these debts on your reports, and request validation from them NOW, while these accounts are still being investigated by the credit bureaus. if the debt collector verifies the debt as valid to the CB after they get your certified validation letter, but they have not given you documentation of the debt themselves yet, then you have them on a violation of federal law.


Submitted by skydivr7673 on Tue, 12/23/2008 - 09:21

skydivr7673

( Posts: 2036 | Credits: )


Hi
wow - u know i just read this and a year and a half after being intimidated by a receivables company for a charge that i didn;t even take service for,.. I was finally able to call them and explain the circumstance and they are willing to work with me on the dispute!

Thanks alot - this may help correct my only issu on the file


Submitted by on Mon, 03/30/2009 - 11:19

( Posts: 202330 | Credits: )