Confused?

A debt validation letter is a legal document which refers to a consumers' right to challenge a debt and get a written verification of the same from the debt collector such as the credit company or a collection agency.

Debt validation is especially essential when a debt collector contacts you for an old debt or a debt you're not sure of owing.

The sending of the debt validation letter to a debt collector makes the debt collector legally bound to prove the debt failing which, he cannot pursue collection processes.

Click on the following link to get an example of debt validation letter: http://www.debtconsolidationcare.com/letters/sample6.html