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Discover and Pay for Delete

Date: Thu, 07/30/2009 - 12:50

Submitted by anonymous
on Thu, 07/30/2009 - 12:50

Posts: 202330 Credits: [Donate]

Total Replies: 3


I have an old Disc bill that recently came to my attention, after a divorce. Its been non paid for over 2 years.$8000 total. No collections on CR. Should I try and send a PFD letter?


??

Credit cards charge off in 180 days and send it to collections. There isn't a chance in ... that it's still with Discover, IMO.

No collections on CR? Perhaps it's on the ex's report and not yours? Perhaps she decided to keep using it and has been paying on it? Did it just *disappear* from your credit report? How does it show? Last payment recorded? Is there a charge off date from Discover?

Hmmmm.. tough call on this one, it just *might* be better to let sleeping dogs lie. How very odd. Was it in both of your names? I'm taking it that you never even got contacted nor sent a dunning letter.


lrhall41

Submitted by Chrys Henderson on Fri, 07/31/2009 - 04:00

( Posts: 2538 | Credits: )