Help Disputing....PLEASE.....
Date: Sun, 07/05/2009 - 04:39
Can someone please help me with the reasons for disputing the following items on my credit report?
Are there any examples of inaccurate info that I can reference??
I wanted to delete for inaccuarate status: showing amount past due when sold to another lender????
Balance: $671 Date Updated: 03/2007 High Balance: $671 Collateral: SLDTO SOLD TO ANOTHER LENDER
Credit Limit: $300 Past Due: >$671Charged Off as Bad DebtProfit and loss writeoff<
Also I'm not sure what to do with these. I disputed the HSBC as mine, it was verified by transunion.. however I did not pay it?? Did Midland pay it??? and the date paid to when midland placed for collection is 2 years??
Also... hsbc has high balance of $586 and midland has origianal as $587 and current balance of $663.00 is it legal to add fees to original balance once in collections???
HSBC BANK
PO BOX 5253
CAROL STREAM , IL 60197
(800) 477-6000
Balance: $0 Date Verified: 06/2009 High Balance: $586 Credit Limit: $0 Past Due: $0 Pay Status: >Payment After Charge Off/Collection$663Collection Account< Account Type: Open Account Responsibility: Individual Account Loan Type: Factoring Company Account Remark: Account information disputed by consumer
Date placed for collection: [ 11/2008] Estimated date that this item will be removed: 08/2013
Are there any examples of inaccurate info that I can reference??
I wanted to delete for inaccuarate status: showing amount past due when sold to another lender????
Balance: $671 Date Updated: 03/2007 High Balance: $671 Collateral: SLDTO SOLD TO ANOTHER LENDER
Credit Limit: $300 Past Due: >$671
Also I'm not sure what to do with these. I disputed the HSBC as mine, it was verified by transunion.. however I did not pay it?? Did Midland pay it??? and the date paid to when midland placed for collection is 2 years??
Also... hsbc has high balance of $586 and midland has origianal as $587 and current balance of $663.00 is it legal to add fees to original balance once in collections???
HSBC BANK
PO BOX 5253
CAROL STREAM , IL 60197
(800) 477-6000
Balance: $0 Date Verified: 06/2009 High Balance: $586 Credit Limit: $0 Past Due: $0 Pay Status: >Payment After Charge Off/Collection
Date placed for collection: [ 11/2008] Estimated date that this item will be removed: 08/2013
You don't really have a dispute from what you put. You can have
You don't really have a dispute from what you put. You can have them validate the debt due to you believing the amount is wrong. You now have to deal with Midland. Be care and send validation in writing certified receiept.
hmm.. well, since i didn't remit payment to hcbc who did?? also
hmm.. well, since i didn't remit payment to hcbc who did?? also midland reported it 2 years after the hsbc account was paid & closed??
Its sounds like the OC has called the account paid in full due t
Its sounds like the OC has called the account paid in full due to the collection agency purchasing the debt. They are saying your obligation to the OC is done and now with the CA.