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Dispute on credit report

Date: Fri, 02/01/2013 - 07:51
Submitted by on Fri, 02/01/2013 - 07:51
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If I paid off a credit card that was sold to a 3rd party-Goldstien, henderson and Weiss. Can I dispute on my credit report with the original creditor to have this removed? I just check my credit report and it has the credit card on there as dergotary, it was im assuming sold to goldstein.


Whether it was sold or assigned, they are legally permitted to report for the full reporting 7 year period.

REGISTER WITH THE FORUM!!!!!!!!!!!!!!!!!!!!!!!!


Submitted by SOAPLADY on Fri, 02/01/2013 - 20:31

SOAPLADY

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Your charge off balance might have been $324 but with accrued interest and late frees and possibly collection fees depending on the type of account, your balance could have easily jumped to $900. Again, the charge off creditor is under no obligation to remove their tradeline, regardless of what or when you paid to pay it off.


Submitted by SOAPLADY on Sat, 02/16/2013 - 14:44

SOAPLADY

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This is leeann. Let me add to my question. Could I dispute that the debt has been paid cause on my credit report plains is showing a balance of 324, but this balance was paid. Goldstein really got over on me. I ended up paying them a total of about 900 dollars.


Submitted by usmgirl25 on Mon, 02/04/2013 - 19:12

usmgirl25

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