I hope my review is helpful to anyone who feels overwhelmed by their credit file and who has read there is no such thing as "credit repair." There is, and Royalfinancialrescue is a fantastic resource in this regard. . Lexington law is probably government owned, used to further misguide people about credit. Keeping the poor poorer & the rich richer, paying on time doesn't really matter when the people who work for evil gain are the ones who say who is credit worthy & who isn't. I pay my debts on time but trash like bad rating keeps me from getting what I need. I now see why it's so hard for the rich to get into heaven. They spend their whole lives oppressing the poor. That’s why I went radical with my credit repair approach after years of DIY. I fixed a whooping 121 points jump in 2 months. It was hard dealing with collection agencies alone.
*put this post on the wrong forum before *
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.