7 year question
Date: Sat, 07/25/2009 - 01:38
If the original creditor posts that your old credit card account is to drop off June 2010, why would the debt buyer report that the first time the account was delinquent was December 2003?
If the first delinquency was December 2003, then the account would not drop off until December 2010, right?
If the first delinquency was December 2003, then the account would not drop off until December 2010, right?
A negative account stays in your credit report for seven years a
A negative account stays in your credit report for seven years and 180 days from the date of your last delinquency. Now, since the last delinquency was on December 03, it will stay there in your report till June 2010.
The JDB may be confusing the default date with the charge-off da
The JDB may be confusing the default date with the charge-off date. Send then a Debt Validation letter as soon as you get your dunning letter (if you haven't already).
