Somebody please help me understand why my score went down by
Date: Fri, 02/01/2008 - 07:54
I got a Equifax alert that there has been a change to my credit report and a new score. This is what it said
The following changes were reported for your RNB/TARGET/RATING 6C-A account:-
Account Status Changed from Contact member for status to Pays account as agreed
Balance Amount Changed from $228 to $142
Past Due Amount Changed from $0 to N/A
I do have a target card but have never been late. I have had this account opened since 1995. Anybody know what this is all about?? Im so mad my score dived.:
Old Fico score 649 new Fico score 631!
The following changes were reported for your RNB/TARGET/RATING 6C-A account:-
Account Status Changed from Contact member for status to Pays account as agreed
Balance Amount Changed from $228 to $142
Past Due Amount Changed from $0 to N/A
I do have a target card but have never been late. I have had this account opened since 1995. Anybody know what this is all about?? Im so mad my score dived.:
Old Fico score 649 new Fico score 631!
I would challenge that entry. It sounds like they reached a sett
I would challenge that entry. It sounds like they reached a settlement on a balance and reported it on your account in error. Do the figures reflect your actual balance amount.
Could it be a coincidence? maybe the change had nothing to do wi
Could it be a coincidence? maybe the change had nothing to do with the FICO drop? I know Fair Issaic changed around some things in how FICO is figured.
