Score whent up and down

mr, I agree. Someone with the knowledge of the whole "credit score" issue will be along to answer this question. :D I'd like to know it also!

Each Fico score is calculated based on info from each individual bureau. While you are in the repair phase it is better to strive for a clean 100% accurate credit file and then worry about the scores after this stage is reached.

I know, I just think credit would be much simpler if they had one bureau and one score. I think that is why a lot of people get screwed up, because things are so difficult to understand. I think this was more a rant than a question. :wink:

I agree with you mrhender. There should only be one credit bureau instead of three.

ladybug

I disagree because when you have more than one,you can have competition for lower pricing and better customer service. There is only one IRS and we know how useless they can be at times. :lol:

True, Cajun. They could at least have one scoring system then.

Hi mrhender

The Three bureaus with three different scores...yes it is confusing at times. But the three bureaus have joined hands and have come up with a new scoring model called vantage score.

This is what I know..I might be wrong :?

Nelly