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Everything on a credit report

Submitted by codiwebb on Tue, 09/04/2012 - 10:00
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Is everything that you see on a credit report, everything that you have in collections or owe on? Will this also bring up checks that you have in chexsystems? Trying to get this all figured out and make a plan to attack it, finally am in a spot to where I can.

Thanks for the help!