Experian Response
Date: Mon, 12/01/2008 - 13:06
They requested proof of my SS number, copy of government issued ID, and a copy of a utility bill, bank or insurance statement.
Should I send in the proof of ID, or is there some other response I should take?
Send them copies of your state issued DL with the number blacked
Send them copies of your state issued DL with the number blacked out and your SS card with all but the last 4 digits blacked out.
They do that more to be a pain in your side than anything. Also
They do that more to be a pain in your side than anything. Also because you didn't pay for their report ... usually if you pull the report directly through them, then they don't give you any hassles about disputing it.
That's pretty extreme. Usually you don't run into this type of
That's pretty extreme. Usually you don't run into this type of problem unless you address or other personal information has changed and wasn't updated in their system. Did you move recently? If so that could be a reason. Credit Reporting Agencies match addresses that they have from past credit reports of yours - so exact matching is very important. Also it depends on which free credit report agency you went through. Annualcreditreport.com is a good official one. If you must send in your personal information, make sure that it is really Experian requesting this. Remember: There are a lot of professional identity theft scamsters out there. If they list a phone number I'd suggest calling first to make sure this is a legitimate request.
